Resources

Guides & Articles

Practical information on Japan's pension lump-sum withdrawal and related tax refund — eligibility, required documents, timelines, and what to expect at each step.

Articles

In-depth

Tax Refund Updated: 2026-04-11

How the Tax Refund Works After the Pension Refund

Learn why a 20.42% withholding tax applies to Employees' Pension Insurance payments — and how the follow-up tax refund step works in practice.

Pension Basics Updated: 2026-04-13

How Japan’s Employee Pension System Works

A clear guide to how Employees’ Pension Insurance works in Japan, how contributions are calculated, what it covers, and why short-term workers may want to claim a lump-sum refund instead.

Tax Refund Updated: 2026-04-15

How to Get Back the 20.42% Tax on Your Japan Pension Refund

20.42% of your pension refund may be withheld as tax — but most foreigners can reclaim it. Learn how the tax refund process works step by step.

Pension Basics Updated: 2026-05-04

What is Employees’ Pension Insurance in Japan?

A simple guide to Japan’s Employees’ Pension Insurance. Learn what it covers, who it applies to, and what happens to your contributions when you leave Japan.

Leaving Japan Updated: 2026-05-04

What Happens to Your Pension After You Leave Japan?

Leaving Japan without taking action could mean losing your pension money. Understand what happens and what steps you should take before it’s too late.

Refund Amount Updated: 2026-05-04

How Much Pension Refund Can You Get from Japan?

How much money can you actually get back? Learn how Japan pension refunds are calculated and why your total recovery may be higher than you expect.

Coming soon  

More articles coming soon

We publish new guides and articles regularly. Check back for further information on the pension refund process.

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