PenPos

When you claim the Lump-Sum Withdrawal (dattai ichijikin) for Japan’s pension, all pension coverage periods you accrued in Japan become invalid. If there is any possibility that you may receive an old-age pension in the future, please consider carefully before applying.

Key Notices

• If you already meet the minimum eligibility period (120 months or more) for pension benefits, you cannot claim the Lump-Sum Withdrawal.
• If you live in a country that has a totalization (social security) agreement with Japan, the agreement may allow you to qualify for a future pension.
• Once you receive the Lump-Sum Withdrawal, all of your previous Japanese coverage periods are erased and will no longer count toward benefit entitlement or totalization.
• The payment amount has an upper limit (up to 60 months). Coverage beyond that is not included in the Lump-Sum Withdrawal calculation.
• For Employees’ Pension (Kōsei Nenkin), 20.42% income tax is withheld at payment. A separate tax refund claim may be available later.

Official Sources

These notices are based on official guidance from the Japan Pension Service. For details and the latest conditions, please consult the official website below.

https://www.nenkin.go.jp/international/japanese-system/withdrawalpayment/payment.html

Multilingual materials, including English, are available on the same page. Please review information relevant to your situation before applying.

Final Decision

Claiming the Lump-Sum Withdrawal is an important decision that affects your future pension eligibility and tax treatment. While our service handles application procedures on your behalf, understanding the content and making the final decision rests with you.

By using our service, you are deemed to have read and agreed to the above notices and to proceed at your own responsibility.