Up to 5 million yen in refunds? You might be missing out if you don’t apply.
If you are a non-Japanese resident who used to work in Japan and were enrolled in the Employees’ Pension Insurance, you may be eligible to receive a lump-sum withdrawal payment after leaving Japan.
Even if you’ve already left Japan, you can still apply within two years after departure. Don’t miss your chance — check your eligibility now!
The lump-sum withdrawal payment is a system that allows foreign nationals who were enrolled in Japan’s Employees’ Pension Insurance to receive a partial refund of the pension premiums they paid once they leave Japan and deregister their residence.
The amount varies depending on your income level and length of enrollment, but it can range from tens of thousands of yen to as much as 5.6 million yen.
Examples：
Monthly salary of ¥300,000 for 1 year: Refund of approx. ¥250,000–¥300,000
Monthly salary of ¥500,000 for 3 years: Refund of approx. ¥1,000,000–¥1,500,000
Monthly salary of ¥650,000 with three annual bonuses of ¥1.5 million for 5 years: Refund of over ¥5,600,000
(A withholding income tax of 20.42% will be deducted at payment, but it can be reclaimed later through a tax refund.)
Eligibility Requirements:
Click the "Apply" button below to start your application
（You can also apply here.）
Once you apply, PenPos will support you through a simple and secure process from start to end.
Leave the entire process to us — from application to refund.
We handle everything on your behalf — from the lump-sum withdrawal application to the income tax refund process.
As your tax agent, we communicate directly with the tax office on your behalf.
We keep you updated at key stages such as document submission, application, and payment.
Our service fee is deducted only after the refund is received —
No upfront cost and zero risk.
PenPos helps foreign nationals easily and securely receive their pension lump-sum withdrawal and related tax refunds from Japan.
We simplify complex procedures and remove language barriers, enabling smooth post-departure applications with full peace of mind.
*This form is for general inquiries about our service.
If you wish to apply, please use the application form instead.